Business Loans
Working capital and growth-stage business loans tailored for MSMEs, traders, and corporates.
Flexible tenure
Competitive rates
Minimal paperwork
Eligibility: Operational businesses with documented turnover and ITR records.
Contact Us 
PAN India Funding Advisory
Loan Consultancy & Financial Solutions Across India
We assist you in getting hassle-free loans from India's leading banks. As a trusted loan consultancy — not a lender — we help you secure Business Loans, Project Funding, OD, CC, BG, LC, Bill Discounting, CGTMSE, MTL and other tailored facilities from top banks and NBFCs.
₹100 Cr*
Loan Assistance
₹1000 Cr*
Project Funding
PAN India
Service Network
7.5%*
Starting Rates
Compliant Advisory
PAN India Network
Dedicated Experts
Fast Response
Transparent Process
About Us
A trusted partner for business funding across India.
Shri Shyam Associates is a financial consultancy and business funding advisory firm serving entrepreneurs, MSMEs, manufacturers, traders, builders, infrastructure developers and corporate clients across India. We bridge ambitious businesses with the right lenders — through structured advisory, documentation support and disciplined execution.
From working-capital limits to large project finance, our team provides clarity, guidance and consultative support at every stage — built on transparency and a relationship-first approach.
What sets us apart
- PAN India funding assistance
- End-to-end consulting support
- Expert guidance through the funding journey
- Assistance with project & term loans
- Customised funding solutions for businesses
- Single window for multiple lender options
Our Services
Comprehensive funding & financial solutions
From working capital to structured project finance — explore the range of advisory services we offer.
Minimum Loan Amount
₹50 Lakhs (subject to eligibility)
Project Funding
Structured project finance from ₹1 Cr to ₹1000 Cr* for manufacturing, infra, and large-scale ventures.
Customised structuring
Multi-lender support
End-to-end advisory
Eligibility: Viable project report, promoter contribution and approvals as per lender norms.
Contact Us Term Loans (MTL)
Medium and long-term loans for capex, expansion, machinery, and asset acquisition.
Defined repayment schedule
Asset-backed structuring
Tax-efficient
Eligibility: Profitable operations and acceptable DSCR as per lender policy.
Contact Us Overdraft (OD)
Overdraft facilities against collateral to manage day-to-day liquidity needs efficiently.
Pay interest only on usage
Renewable annually
Quick disbursal
Eligibility: Acceptable collateral and banking turnover requirements.
Contact Us Cash Credit (CC)
Working-capital limits secured by stock and receivables for traders and manufacturers.
Stock & book-debt funding
Flexible drawdown
Supports business cycle
Eligibility: Stock statements, debtor list and audited financials.
Contact Us Bank Guarantee (BG)
Performance and financial bank guarantees for tenders, contracts and trade obligations.
Builds counterparty trust
Wide acceptance
Multiple tenors
Eligibility: Adequate margin/collateral as per issuing bank policy.
Contact Us Letter of Credit (LC)
Inland and foreign LC issuance for secure trade settlements with suppliers.
Mitigates payment risk
Improves supplier terms
Domestic & international
Eligibility: Trade flow documentation and sanctioned LC limit.
Contact Us Bill Discounting
Unlock cash flow by discounting eligible trade bills and invoices ahead of due date.
Improves working capital
Off-balance-sheet options
Quick liquidity
Eligibility: Accepted bills from creditworthy buyers as per lender norms.
Contact Us CGTMSE Funding
Collateral-free credit for MSMEs under the CGTMSE scheme.
No third-party collateral
Government-backed cover
Suited for MSMEs
Eligibility: Eligible MSME units as per CGTMSE & lender scheme guidelines.
Contact Us Infrastructure Project Funding
Funding assistance for roads, energy, logistics and industrial infrastructure projects.
Long-tenure structuring
Consortium options
Phase-wise disbursal
Eligibility: Bankable DPR, approvals and promoter equity as per lenders.
Contact Us Builder Project Funding
Construction finance and last-mile funding for residential and commercial real-estate projects.
Project-specific structuring
RERA-aligned advisory
Faster execution
Eligibility: RERA-registered projects, approved plans and clear title.
Contact Us Private Funding Solutions
Private funding arrangements from ₹3 Cr to ₹2000 Cr* for special and complex situations.
Faster turnaround
Flexible structuring
Up to 80% collateral value
Moratorium period up to 36 months
Eligibility: Asset-backed proposals evaluated case-to-case.
Contact Us NPA (Non-Performing Account) Funding
Specialised advisory for NPA accounts seeking revival, restructuring or settlement-linked funding.
Funding available up to 75–80% collateral value
Case-to-case structuring
Discreet, expert handling
Eligibility: Subject to asset evaluation, lender norms and case viability.
Contact Us Personal Loan
Assistance in availing personal loans for salaried and self-employed individuals with competitive rates and quick processing.
Competitive interest rates
Quick processing
Expert documentation guidance
Eligibility: Stable income, acceptable credit profile and KYC as per lender norms.
Contact Us Home Loan
Consultancy support for home purchase, construction, plot and home-improvement loans from leading banks and HFCs.
Attractive long-tenure rates
End-to-end documentation help
Multiple lender options
Eligibility: Income proof, property documents and credit profile as per lender policy.
Contact Us Educational Loan
Funding assistance for higher studies in India and abroad with structured advisory and lender comparison.
Competitive rates
Moratorium-friendly structuring
Quick processing support
Eligibility: Admission proof, co-applicant income and academic profile as per lender norms.
Contact Us Private Vehicle Loan
Loan advisory for new and pre-owned private vehicles with competitive interest rates and quick approvals.
Competitive rates
Quick processing
Multiple lender tie-ups
Eligibility: Income proof and KYC as per lender policy.
Contact Us Commercial Vehicle Loan
Funding support for trucks, tippers, buses and commercial fleet expansion with expert guidance.
Competitive rates
Fleet & first-time buyer options
End-to-end documentation
Eligibility: Operator profile, route viability and KYC as per lender norms.
Contact Us All Types of Insurance
Comprehensive insurance advisory across personal, commercial and business lines:
Private Vehicle Insurance
Commercial Vehicle Insurance
Health Insurance
SME Insurance
Transit Insurance
Eligibility: Coverage and premium as per insurer underwriting and policy terms.
Contact Us Other Financial Services
Loan against property, equipment finance, refinance, balance transfer and advisory services.
Single-window advisory
PAN India lender network
Transparent process
Eligibility: Subject to lender policy and applicant profile.
Contact Us Funding Highlights
Scale of funding assistance we facilitate
Loan Assistance
Up to ₹100 Crore*
Project Funding
₹1 Cr – ₹1000 Cr*
Private Funding
₹3 Cr – ₹2000 Cr*
Coverage
PAN India Service
Advisory
Expert Consulting Support
Interest Rates
Starting From 7.5%*
Collateral
As Per Eligibility & Lender Norms
*Subject to eligibility, documentation, lender approval and applicable terms and conditions.
Why Choose Us
Built on trust, delivered with expertise
Expert Financial Consultancy
End-to-End Support
PAN India Network
Business-Centric Solutions
Fast Response Team
Professional Guidance Throughout
Multiple Funding Options
Transparent Process
Our Process
A clear, 5-step funding journey
- 01
Get in Touch
Share your business profile and funding requirement.
- 02
Requirement Analysis
Our team studies your needs and suggests fit options.
- 03
Eligibility Assessment
We evaluate eligibility basis lender criteria.
- 04
Documentation Support
End-to-end support in preparing the file.
- 05
Funding Assistance
Coordinated processing till disbursement support.
Testimonials
Trusted by businesses across India
“Shri Shyam Associates guided us through our project funding end-to-end. Their structured approach made a complex process feel manageable.
Aman Goel
Manufacturing Enterprise
“Professional, transparent and quick to respond. Their team understood our working-capital needs and presented well-matched lender options.
Nikhil Kakkar
Trading Business
“From documentation to coordination, the advisory was thorough. We appreciated the clarity at every step.
Pawan Malik
Infrastructure Developer
“Their team helped us evaluate multiple lender options and structure the right facility for our expansion plans. Highly recommended.
Manoj Sharma
MSME Business Owner
“Smooth, well-coordinated advisory through every stage — from eligibility assessment to disbursement support. A truly professional team.
Amit Singh
Builder & Developer
FAQ
Frequently asked questions
Business owners, MSMEs, manufacturers, traders, builders, infrastructure developers, startups and corporates with documented operations can apply. Eligibility is determined as per lender criteria.
Contact Us
Talk to a funding expert today
Reach out via call, WhatsApp or email — our team will respond promptly.
Call Us
+91 95415 82000
+91 99964 00008
+91 99968 41582
shrishyamassociates14@gmail.com
Office
Shop No. 10, Gaushala Mandi,
Near Gohana Road, G.T. Road, Panipat